Panorama Mortgage Group, LLC (“we”, “us”, “PMG” or “the Company”) d/b/a Alterra Home Loans, Americana Home Loans, Legacy Home Loans, Lone Peak Lending and Vision Mortgage Group operates goalterra.com, americanahomeloans.com, myhomelegacy.com, lonepeaklending.com and visionmortgagegroup.com websites and related mobile applications and engages in the solicitation, origination, servicing, and sale of mortgage loans (hereinafter referred to as “PMG Services”).
Please see our Privacy Notice for a full explanation of how we collect, use and share your Personal Information and what steps you can take to limit sharing of your Personal Information.
Because of the financial nature of our business, our websites are not designed to appeal to anyone under the age of 18. Therefore, we do not knowingly attempt to solicit or receive any information from children.
While using PMG Services, we may ask you to provide us with certain Personal Information that can be used to contact or identify you. This Personal Information may include, but is not limited to:
We may also collect this information from other sources. These sources may include, among others, lead providers, employers, attorneys, banks, title insurers, government entities, insurance companies and credit reporting agencies. In addition, we collect phone contacts and images in the mobile app when you share the app.
We may collect information that your browser automatically sends whenever you visit one of our websites or when you access PMG Services by or through a mobile device (“Usage Data”). This Usage Data may include information such as your computer’s Internet Protocol (“IP”) address, browser type, browser version, the pages of that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data. When you access PMG Services with a mobile device, this Usage Data may include information such as the type of mobile device you use, your mobile device unique ID, the IP address of your mobile device, your mobile operating system, the type of mobile Internet browser you use, unique device identifiers and other diagnostic data.
We use the collected data for the following purposes:
We may also use Personal Information as we believe to be necessary or appropriate for certain essential purposes, including:
To the extent permitted by law, your Personal Information may be disclosed to the following categories of third parties:
We may employ third party companies and individuals to facilitate PMG Services, provide PMG Services on our behalf, and/or perform services or assist us in analyzing how PMG Services are used (“Service Providers”). These third parties have access to your Personal Information only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.
Website and online service operators are required to disclose how they respond to web browser “do not track” signals or other similar mechanisms that allow you to choose regarding the collection of Personal Information about your online activities over time and across third party websites, to the extent the operator engages in that collection. We do not track your Personal Information over time and across third-party websites and, therefore, this requirement does not apply to us.
We employ industry recognized security safeguards to help protect the personally identifiable information that you have provided to us from loss, misuse, or unauthorized alteration. Only those persons who need it to perform their job responsibilities are authorized to access your information. We take commercially reasonable precautions to protect your information and limit disclosure by maintaining physical, electronic and procedural safeguards in compliance with Federal Law.
For information on how PMG is complying with the California Consumer Privacy Act of 2018 (“CCPA”) and the rights it provides to California residents, please click here.
We are providing you this notice under state law. Pursuant to NRS Section 228.600(3) you may be placed on our internal Do Not Call List by calling 877-845-4805, visiting www.panoramamortgagegroup.com/opt-out, or writing to Panorama Mortgage Group, LLC, Attn: Compliance, 6623 Las Vegas Blvd S, Suite F-200 Las Vegas, NV 89119. You may also obtain further information by contacting the Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number: 702-486-3132; E-mail: BCPINFO@ag.state.nv.us
To opt-out of receiving advertising or promotional communications, please visit www.pmgllc.com/opt-out