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Our Culture

Panorama Mortgage Group

At Panorama, mortgages are about people—not just transactions.

We believe every home loan is a step toward something bigger. That’s why we empower our team and partners through innovation, ownership, and a shared mission to drive change. With a focus on first-generation homebuyers and underserved communities, we go beyond the process to offer real support, education, and opportunity.

Our culture drives everything we do.

We cultivate a space where new ideas are welcomed, accountability is celebrated, and entrepreneurship is part of the everyday. This environment allows our team—loan officers, partners, and staff—to lead with purpose and serve clients with empathy.

This is who we are.
This is Panorama Mortgage Group

Hector Amendola

PRESIDENT

Phil Riccio

CHIEF FINANCIAL OFFICER

Cindy Georgette

ADMINISTRATOR

Isabel Sainz

GENERAL MANAGER

Fernando Ospina

RETAIL PRESIDENT

Ben Slayton

EVP BUSINESS DEVELOPMENT

Juan Cepeda

CHIEF OPERATING OFFICER

Kenneth Alcantara

CHIEF RISK OFFICER

Jason & Valerie Madiedo  

CO-FOUNDERS

It’s about impact that lasts.

Our work extends beyond loans—it’s about reshaping what homeownership can look like. We’re committed to inclusive, human-centered lending that breaks down barriers and opens doors.

Through thoughtful programs and unwavering support, we help create pathways to ownership that are truly equitable, empowering individuals and strengthening communities