Turn the Equity in Your Home into Possibilities
No matter where you are in your journey, your home’s equity can unlock opportunities for what comes next.
Access Your Equity
Home Improvements
Whether you’re just starting or have owned your home for a while, your equity can help you create upgrades that last.
Investment Opportunities
First investment or next, your equity can help turn your home’s value into a new property opportunity.
Debt Consolidation
Use your home’s equity to replace high-interest debt with a lower cost loan.
Smart Savings
Your home’s equity can provide a safety net for unexpected expenses and give you confidence in any situation.
Smarter Refinance Starts Here
FAQ
Use your home equity to fund what matters like renovations, debt payoff, or your next big move. These FAQs break it down.
How do I access my home equity?
How do I access my home equity?
You can access it through a cash-out refinance. This replaces your current mortgage with a new one for more than you owe, and you get the difference in cash—based on your available equity and loan approval.
Is there a restriction on how I use the money?
Is there a restriction on how I use the money?
There are no restrictions on how you use the funds from a cash-out refinance. However, making informed financial decisions is key to maximizing the benefits.
How Much of My Home’s Equity Can I Use?
How much of my home’s equity can I use?
With a cash-out refinance , you can typically access up to 80% of your home's value . If you're considering a home equity loan or line of credit (HELOC) , we offer options that allow you to borrow up to 90% of your home’s value.
Take the first step. Apply to cash out today